Solar Sales Pitch Scam Analyzer
"Free panels." "Government scheme." "Save 50% guaranteed." Sound familiar? Answer 10 yes/no questions about what you were told and get an instant Scam Probability Score — plus a plain-English breakdown of every red flag.
Answer yes or no based on what you were told. Takes about 90 seconds.
Did the ad mention "free" solar panels or installation?
Were specific bill-saving percentages claimed without seeing your usage data?
Was the offer described as a government scheme or government-backed programme?
Were you pressured to decide the same day or told places are "very limited"?
Did a salesperson visit your home uninvited (cold-call door knock)?
Did the company fail to mention MCS (Microgeneration Certification Scheme) certification?
Was the arrangement described in ways that implied you'd own the panels, but with no upfront cost?
Did the sales pitch promise fixed savings without explaining whether payments increase annually?
Were you asked to verbally agree or sign without receiving a written quote first?
Were you offered a payment to let a company put panels on your roof?
Understanding Solar PPAs & Leases in the UK
What Is a Solar PPA?
A Power Purchase Agreement (PPA) is a contract where a company installs panels on your roof at no upfront cost — and then sells you the electricity they generate. You don't own the panels. The company does. For 20–25 years, they own an asset sitting on your roof.
The Hidden Risks
PPA and lease agreements can: complicate selling your home (mortgage lenders may object), prevent you from claiming Warm Homes Local Grant, lock you into annual payment increases, and create legal disputes if the company goes into administration. Always read the exit clauses.
When PPAs Can Be Legitimate
Some PPAs are legitimate financial products. They make sense if you genuinely cannot afford a purchase, have no access to grants, and the contract has no price escalators and a sensible exit clause. The issue is misselling — most homeowners don't understand what they're signing.
PPA vs Ownership — Side by Side
| Factor | PPA / Lease | Ownership (MCS install) |
|---|---|---|
| Upfront cost | £0 | £5,000–£12,000 (or financed) |
| You own the panels | ✗ No | ✓ Yes — immediately |
| SEG export payments | ✗ Go to the company | ✓ You keep 100% |
| Warm Homes Local Grant | ✗ Cannot claim | ✓ Eligible if qualifying |
| Annual payments | Often increase 2–5%/yr | None after purchase |
| Selling your home | May complicate sale | Adds value — no restrictions |
| Company goes bust | Contract complications | No impact — you own it |
| 25-year value | Limited for homeowner | Full savings + asset value |
Frequently Asked Questions
Are all "free solar" offers scams?
Not technically scams — but they are almost universally misleading. "Free" means no upfront cost to you, because the company is financing the installation and recovering that cost (and profit) over 20–25 years from your electricity payments or from selling your exported electricity. The issue is not the financial structure itself — it's that these offers are routinely presented in ways that imply you're getting free panels, when in fact you're entering a long-term financial contract.
What are my rights if I was pressured into signing a solar contract?
Under the Consumer Contracts Regulations 2013, you have a minimum 14-day cooling-off period for any contract signed at home (off-premises) or online/phone (distance contract). The company must inform you of this right — if they didn't, your cooling-off period may be extended to 12 months. To cancel, send written notice by email or recorded letter within 14 days. If you believe you were misled or pressured, report to Trading Standards (via Citizens Advice consumer helpline: 0808 223 1133) and the RECC (Renewable Energy Consumer Code) if the company is a member.
How do I check if a solar installer is MCS certified?
Visit mcscertified.com and use the "Find an Installer" search. You can search by company name, MCS certificate number, or postcode. MCS certification must be current — it expires annually and requires ongoing quality audits. Ask the company for their MCS certificate number and verify it yourself before signing anything. An installer who refuses to provide their MCS number or becomes evasive when asked should be treated as a serious red flag.
What is the RECC and how does it protect me?
The Renewable Energy Consumer Code (RECC) is a consumer protection scheme specifically for the domestic renewable energy sector. RECC-registered companies agree to follow stricter sales conduct rules than the minimum legal requirements — including banning same-day high-pressure tactics. If a company is RECC-registered and breaches the code, you can complain directly to RECC for investigation and potential compensation. Verify RECC membership at recc.org.uk.
Can a solar PPA company stop me from selling my house?
Not directly, but they can complicate it significantly. When you sell, the PPA or lease must be transferred to the new owner (a "novation" of the contract). Many mortgage lenders will not lend on properties with a solar PPA in place, because the panels are an encumbrance on the roof. This can reduce your buyer pool, require additional legal work, and in some cases force you to buy out the PPA before sale — at whatever the market rate is at that time. Always take independent legal advice before signing any solar PPA or lease.
What should I do if I think I was scammed?
First, check whether you are within the 14-day cooling-off period and send written cancellation immediately if so. Then: 1) Contact your bank or credit card company — if you paid by credit card, Section 75 of the Consumer Credit Act may protect you; 2) Report to Action Fraud (actionfraud.police.uk) if you believe a crime was committed; 3) Contact Citizens Advice consumer helpline (0808 223 1133) for free guidance; 4) Report to Trading Standards via Citizens Advice; 5) If the company is RECC-registered, file a formal complaint with RECC. Keep all paperwork, emails, and written communications.
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